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ALTERNATIVE PAYMENT IMPLEMENTATION FOR ELECTRONIC

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专利名称:ALTERNATIVE PAYMENT IMPLEMENTATION

FOR ELECTRONIC RETAILERS

发明人:Chandra S. Balasubramanian申请号:US14311965申请日:20140623

公开号:US20150012371A1公开日:20150108

专利附图:

摘要:A system and method process a transaction between a merchant and a

consumer at a point of sale (POS). Transaction information for the transaction is receivedfrom the consumer at the POS. The transaction information identifies an alternative

payment option of an alternative payment provider to use for the transaction. A universalmerchant platform (UMP) is requested to approve the transaction with the alternativepayment provider of the identified alternative payment option. The request includes thereceived transaction information and is provided to the UMP according to a unifiedpayment implementation. In response to approval of the transaction, an order identifieris received from the UMP. The order identifier uniquely identifies the transaction. TheUMP is requested to authorize and/or capture funds for the transaction using a paymentimplementation specific to the alternative payment provider of the identified alternativepayment option.

申请人:Chandra S. Balasubramanian

地址:University Hts. OH US

国籍:US

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